# KYC Operations Senior Analyst - SMA

**Company**: Wise
**Location**: Tallinn
**Experience**: senior
**Job type**: full-time
**Salary**: 2400 - 2850 EUR gross/month
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.smartrecruiters.com/Wise/744000146140899-kyc-operations-senior-analyst-sma?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_42a9c9d9-290

## Description

Wise is looking for a KYC Operations Senior Analyst to join the Tallinn Senior Management Approval team. You will play a critical role in ensuring that Wise adheres to regulatory and compliance requirements.

As a KYC Operations Senior Analyst, you will be responsible for conducting enhanced due diligence, analysing customer activities, behaviour patterns, and ensuring that our KYC records are kept up to date according to our internal standards.

Responsibilities:

- Review and assess high-risk customer reports to provide analysis and approval as per set policies and procedures.

- Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks.

- Exercise discretion in setting priorities, identifying customer records that require further review, and taking action to obtain and follow up on requested information and/or documentation.

- Ensure that information and documentation provided by customers meet our risk appetite for onboarding and maintaining High-Risk customers.

- Conduct in-depth analysis using provided documentation or external sources.

- Communicate with other internal teams when required to handle escalated or complicated cases.

- Provide guidance and responses to daily inquiries from peers, front-line and management regarding high-risk approval matters and case analysis.

- Maintain a high understanding of AML/CFT Regulations and their impact on the business.

- Participate in and lead projects related to SMA Team processes and guidelines.

- Draft reports to internal and external stakeholders.

- Support Wise in internal and external audits and regulatory process-related queries.

- Mentor and support Senior Management Approval Analysts.

Qualifications:

- Excellent verbal and written English skills.

- Minimum of 1 year of working experience in EDD, AML, or a similar Financial Crime compliance role.

- Good understanding of the regulatory framework surrounding customer verification.

- Flexible to work in shifts.

- Good understanding of AML/CFT Regulations.

- Ability to take decisions and apply a risk-based approach.

- Excellent communication and interpersonal skills.

Nice to have:

- Education: Bachelor's degree in Finance, Business Administration, Law, or related field.

- Certifications: ICA, CAMS, or equivalent certification (EDD/AML focused).

Additional Information:

- Job level: 3.

- Salary: 2400 - 2850 EUR gross/month.

- Stock: To be reviewed at offer.

## Skills

### Required
- AML/CFT Regulations
- Financial Crime compliance
- Enhanced Due Diligence
- Risk-based approach
- Communication and interpersonal skills

### Nice to have
- Bachelor's degree in Finance, Business Administration, Law
- ICA, CAMS, or equivalent certification (EDD/AML focused)

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Source: [Apply at jobs.smartrecruiters.com](https://jobs.smartrecruiters.com/Wise/744000146140899-kyc-operations-senior-analyst-sma?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)