# P&C Liability Property Damage Adjuster - FL License (Remote) **Company**: Davies **Location**: Home, Alabama **Work arrangement**: remote **Job type**: full-time **Category**: Insurance **Industry**: Insurance **Apply**: https://davies.pinpointhq.com/en/postings/0f319664-3c35-4723-844c-44973865c752?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_4121a833-6b5 ## Description We are looking for a P&C Property Damage Claims Adjuster to join our team. As a P&C Property Damage Claims Adjuster, you will adjust first and third-party claims of property damage in a timely, accurate, and professional manner. ## Key Responsibilities - Review new claims assignments within 24 hours of assignment/completion of the Plan of Action. - Contact the insured/claimant within 24 hours of assignment. - Assign appraisers or coordinate the receipt of damage estimates according to client guidelines or approval. - Determine if estimates or appraisals are appropriate based upon reported damages and other evidence. - Gather evidence of damages, set and adjust reserve amount appropriately. - Interview the claimant, the insured as necessary, and any witnesses. - Evaluate the facts and law to determine liability and the amounts owed. - Daily review of workflow and claim system reminders with follow-up and significant progress toward completion of any task set as a reminder, or received in workflow within 72 hours. - Request payment authorization according to client guidelines and Johns Eastern policy and procedure. - Follow client guidelines for any claim denial. - Obtain internal investigation reports from the insured/client when permitted by the client. - Maintain professional and timely communication with the client. - Determine degree of Attorney involvement, if any. - Always act with the utmost good faith in handling of the claim from beginning to closure. - Set reminders within the claim system for necessary follow-up in an appropriate time frame. - Accurately record any communication, or activity relevant to the claim, in the claim system notes. - Follow branch procedures to mirror documents sent to you that are relevant to the claim file including e-mail. - Meet the requirements of Continuing Education as required for licensure as an adjuster. - Maintain a 95% claim closure ratio. - Report to the Excess carrier on any claim that meets the requirements to do so. - Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel. - Read and understand the Excess Carrier Insurance Policy. - Develop a working knowledge of Loss of Business Income and Extra Expense. - Check for the Claimant's compliance with the provisions in E.S. 627.52 Coverage Team. - Evaluate the claim for subrogation opportunities and for possible fraud. - Interview the insured driver or other involved employee. - Determine the injury status of all persons involved in a crash investigation. - Obtain a recorded statement immediately if injury is indicated. - Obtain Certificate of Destruction when called for by Statute (total loss). - Verify ownership of the vehicle. - Arrange for the removal of Claimant vehicle from facilities where storage is accruing (with Claimant permission if settlement has not taken place and liability exists upon the Insured). - Interact with insurance adjusters from other companies, obtaining information needed to process your claim. - Send out subrogation paperwork to the Claimant and/or their insurer and follow up to completion of subrogation efforts. - Check for lien holders before making payment. - Assist others as called upon by the Claims Supervisor/Manager. ## Skills, Knowledge & Expertise - College degree or equivalent experience - Must have an active FL adjusters license or a state with FL reciprocity - Maintain CEU credits for Adjuster license - Excellent knowledge of Tort Law, bad faith procedures and case law, as well as principles of liability and medical terminology - Previous experience with settling bodily injury claims - Proficiency with Microsoft Office Suite - Proactive, independent, dependable, and takes initiative with consistent follow through - Superb written and verbal communication skills conducted in a timely manner with diverse audiences - Superior time management skills with capability of working with and meeting deadlines - Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced work environment - High level attention to detail with ability to utilize decision making and problem-solving skills - Capable of working collaboratively and independently with minimal supervision - Exhibit discretion with sensitive and confidential information ## Benefits - Medical, dental, and vision plans to support your health and that of your family - A 401(k) plan with employer matching - Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees - Paid holidays - Life insurance and short-term and long-term disability coverage For more fresh new jobs, check out [yubhub.co](https://yubhub.co/). ## Skills ### Required - FL adjusters license - Microsoft Office Suite - Tort Law - bad faith procedures - case law - liability - medical terminology ### Nice to have - public sector experience --- Source: [Apply at davies.pinpointhq.com](https://davies.pinpointhq.com/en/postings/0f319664-3c35-4723-844c-44973865c752?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)