# Credit Officer

**Company**: BHW Bausparkasse AG
**Location**: Luxembourg
**Work arrangement**: onsite
**Experience**: mid
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Luxembourg-16-rue-Erasme-PB/Kreditsachbearbeiter-in_R0440199-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_3cf1b7fd-330

## Description

Join our team at BHW Bausparkasse AG, Luxembourg branch as a Credit Officer.

You will have the opportunity to work in a dynamic team in the area of real estate financing and help our customers achieve their dream of home ownership.

**Responsibilities**

- Processing loan applications including credit analysis, collateral evaluation, and creating decision templates within assigned competencies

- Preparing contract documents and customer correspondence

- Authorizing disbursements within assigned competencies

- Advising and supporting savers, prospective savers, and main and secondary employees

- Recording and maintaining the collateral portfolio

**Requirements**

- Initial/several years of experience in the financial sector, ideally experience in real estate financing

- Language skills (French and German language skills in writing and speech are required, English is an advantage)

- Decision-making ability

- Teamwork

- Customer-oriented work, strong communication skills

- Microsoft Office

**Well-being & Benefits**

- Emotional and mental balance: We support you in maintaining your mental health through initiatives such as training, counseling, and support in difficult life situations.

- Physical health: We support you in managing your physical health by taking appropriate preventive measures and offering you a workplace that helps you flourish.

- Social connection: We believe in collaboration, inclusion, and the feeling of connection to open up new perspectives and strengthen our self-confidence and well-being.

- Financial security: We support you in achieving your personal financial goals during your active career and for the future.

## Skills

### Required
- credit analysis
- collateral evaluation
- contract preparation
- customer correspondence
- disbursement authorization
- German
- French
- English
- Microsoft Office

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Source: [Apply at db.wd3.myworkdayjobs.com](https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Luxembourg-16-rue-Erasme-PB/Kreditsachbearbeiter-in_R0440199-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)