# Underwriter, Alternative Mortgages

**Company**: Neo Financial
**Location**: Calgary, AB
**Work arrangement**: onsite
**Experience**: senior
**Job type**: Full time
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.ashbyhq.com/neofinancial/114e491b-b68f-46fc-92a1-0748558bc490?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_3bddd6ae-853

## Description

Join Neo Financial, a rapidly scaling fintech company, as an Underwriter, Alternative Mortgages. You'll be responsible for making sound credit decisions, verifying documents, and structuring solutions for clients whose needs or circumstances may fall outside of traditional lending criteria.

**The Role** We're looking for experienced Alternative Mortgage Underwriters who will be responsible for making sound credit decisions, verifying documents and structuring solutions for clients whose needs or circumstances may fall outside of traditional lending criteria from across the country. You'll take a thoughtful, common-sense approach to underwriting; looking beyond the numbers to understand the full story of each application while balancing customer needs, credit quality and risk.

**What you'll be doing**

- Review incoming applications, verify supporting documentation for accuracy and legitimacy, and approve, decline, or refer applications for approval.

- Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines.

- Review documents including appraisals to ensure they meet established guidelines.

- Ensure that established Service Level Agreements (SLAs), productivity, and risk/audit parameters are met.

- Follow up with brokers daily on issued mortgage commitments to maximize funding volumes.

- Deliver mortgages from the application stage through to funding, communicating clearly and effectively with the Sales team, mortgage brokers, and internal/external partners.

- Utilize a hands-on approach and problem-solving skills to make prudent decisions on complex mortgage files.

- Develop subject matter expertise in the functionality and features of products, services, tools, technology, and Salesforce CRM capabilities.

- Remain current on the latest industry trends to secure a competitive advantage.

**Who we are looking for**

- You have 3+ years of underwriting experience in the Canadian mortgage industry, in Alternative Mortgage Lending.

- You have a passion for growth and excellence, consistently striving to deliver the highest quality results in a startup environment.

- You bring epic focus and energy, with a strong dedication to client service.

- You have superior communication skills, both verbal and written.

- You're highly organized with exceptional time management capabilities.

**Total Rewards**

- Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals.

- Equity Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building.

**Benefits**

- Flexible health benefits & life insurance.

- 21 Days PTO + stat holidays, and personal leave.

- Health & personal spending accounts.

- A wide variety of discounts through our partner network.

- Access to early use of products and discounts on fixed-term Neo mortgages.

- Parental top-up & equity vesting during long term leave.

## Skills

### Required
- underwriting
- mortgage industry
- credit decisions
- risk management
- Salesforce CRM

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Source: [Apply at jobs.ashbyhq.com](https://jobs.ashbyhq.com/neofinancial/114e491b-b68f-46fc-92a1-0748558bc490?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)