# area collections manager, pune (recoveries)

**Company**: prefr (operated by CreditVidya)
**Location**: Pune
**Work arrangement**: onsite
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.lever.co/cred/91a5f0f1-b11f-412a-a816-ffc8b08a5617?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_363ad238-914

## Description

prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. With loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions.

## Responsibilities

As an Area Collections Manager, you will own collection performance for the assigned geography and bucket(s); understand local portfolio characteristics, monitor portfolio movement, and execute collection strategies to drive resolution and recovery outcomes.

Key responsibilities include:

- Leading, coaching, and developing a team of 2-5 direct reports;

- Managing 3-6 collection agencies across the assigned geography;

- Owning resolution and recovery targets for the assigned portfolio;

- Ensuring adherence to RBI guidelines, company policies, and the code of conduct for collections;

- Collaborating with operations, risk, legal, analytics, and agency management teams.

## Requirements

To apply, you should have:

- Strong understanding of the relevant region/state profile of customers across local districts;

- Knowledge of local agencies and demonstrated ability to drive and manage collection agencies;

- Proficiency in the local language;

- Knowledge of the code of conduct for collections;

- Strong understanding of the collections business;

- Familiarity with key collections metrics.

## Skills

### Required
- local language proficiency
- collections business knowledge
- agency management
- RBI guidelines
- compliance

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