# Director, Stablecoin & Digital Assets Risk Intelligence, AI Strategy and Governance **Company**: Visa **Location**: Foster City, CA **Experience**: executive **Job type**: full-time **Category**: Finance **Industry**: Finance **Apply**: https://visa.wd5.myworkdayjobs.com/en-US/Visa/job/US---Foster-City-CA/Director--Stablecoin-and-Digital-Assets-Risk-Intelligence---Strategy_REF089548W?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_357d18ba-589 ## Description The Director, Stablecoin & Digital Assets Risk Intelligence, AI Strategy and Governance will own the long-term vision, strategy, architecture, governance, and execution of Visa’s stablecoin, digital asset, and AI-enabled risk intelligence capabilities. Reporting to the Senior Director of the Global CSR team, the Director will lead a team of three and serve as a strategic leader at the intersection of digital asset risk management, emerging technologies, artificial intelligence, data governance, and enterprise risk strategy. **Key Responsibilities** **Stablecoin & Digital Asset Risk Strategy and Governance** - Establish and maintain enterprise-wide risk appetite, governance frameworks, approval standards, and ongoing monitoring requirements for stablecoin issuers, digital asset counterparties, crypto infrastructure providers, custodians, exchanges, and blockchain-based financial ecosystems. - Serve as Visa’s subject matter expert on stablecoin risk management, reserve risk, de-pegging scenarios, liquidity events, blockchain vulnerabilities, custody risks, market contagion, and regulatory developments. - Design governance mechanisms and risk frameworks that support responsible growth across digital asset initiatives. **Portfolio, Exposure and Liquidity Risk Management** - Develop scalable methodologies for settlement exposure management, concentration limits, liquidity risk, collateral frameworks, reserve assessments, stress testing, scenario modeling, and portfolio monitoring. - Design advanced risk intelligence capabilities to evaluate stablecoin reserve quality, counterparty financial strength, operational resiliency, and systemic market exposures. - Lead enterprise-level assessments of digital asset ecosystem risks, including custody, settlement, treasury, and operational dependencies. **Digital Asset Risk Intelligence and Executive Reporting** - Lead proactive surveillance and intelligence functions across stablecoins, digital assets, blockchain networks, and crypto markets. - Translate financial, regulatory, market, cyber, operational, and on-chain signals into actionable intelligence, executive reporting, risk recommendations, and escalation decisions. - Develop predictive analytics and early-warning indicators supporting executive and Board-level risk oversight. **AI Architecture, Strategy and Platform Leadership** - Own the vision, roadmap, investment strategy, and architecture for Visa’s Stablecoin and Digital Assets Risk Intelligence Platform. - Design and deploy next-generation AI-enabled capabilities supporting risk detection, monitoring, reporting, decision support, workflow automation, and operational efficiency. - Lead the development of scalable enterprise AI frameworks leveraging Large Language Models (LLMs), generative AI, predictive analytics, machine learning, and intelligent automation capabilities. - Drive the integration of AI technologies into risk operations while ensuring transparency, explainability, governance, and regulatory compliance. **Enterprise AI Governance and Responsible AI Frameworks** - Design and implement enterprise AI governance programs, policies, controls, standards, and oversight processes. - Establish governance frameworks supporting model validation, explainability, bias monitoring, human oversight, auditability, data lineage, and regulatory compliance. - Define approval standards and control frameworks for AI-enabled decisioning systems utilized across risk management and business operations. - Create governance models that balance innovation with regulatory expectations and enterprise risk management requirements. **AI Workflow Automation and Operating Model Transformation** - Design, build, and optimize AI-supported workflows, decision support systems, and operating models across risk management functions. - Identify opportunities to increase operational effectiveness through AI-enabled automation, intelligent case management, workflow orchestration, and digital assistants. - Develop enterprise capabilities that leverage advanced AI platforms including ChatGPT, Microsoft Copilot, Claude, Gemini, and other emerging AI technologies. - Establish standards for AI adoption, prompt governance, workflow design, performance monitoring, and organizational enablement. **Enterprise Operating Model Leadership** - Partner across Treasury, Product, Technology, Legal, Compliance, Data Science, Crypto, AI Engineering, and CSR functions to align strategic priorities and governance standards. - Establish clear decision rights, accountability structures, controls, escalation protocols, and operating mechanisms for digital asset and AI initiatives. - Serve as a trusted advisor to executive stakeholders on emerging risks, opportunities, and technology innovation. **Regulatory Foresight and Operational Resilience** - Anticipate regulatory developments impacting stablecoins, digital assets, AI systems, and emerging financial technologies. - Advise leadership on risk implications associated with liquidity disruptions, reserve impairment, cyber incidents, blockchain failures, digital asset market volatility, sanctions concerns, AI-related operational risks, and other material events. - Ensure enterprise readiness through scenario planning, contingency frameworks, and resilience testing. **Data, AI Model and Control Governance** - Establish standards and accountability for data quality, AI model performance, model risk management, explainability, validation, access management, control testing, and independent review processes. - Develop governance frameworks supporting AI lifecycle management from design through deployment and ongoing monitoring. - Ensure effective human oversight and decision accountability for AI-driven processes and recommendations. **Organizational Leadership and Capability Building** - Build and lead a high-performing team focused on stablecoin risk intelligence, digital asset risk management, AI innovation, and governance excellence. - Drive enterprise adoption of AI capabilities and digital asset risk practices through education, stakeholder engagement, and capability development. - Define key performance indicators, risk indicators, and governance metrics demonstrating improved decision quality, risk reduction, operational leverage, and responsible growth. **Qualifications** **Basic Qualifications** - 10+ years of professional experience with a Bachelor's degree, 8+ years with an advanced degree (MBA, Master's, JD, MD), or 3+ years with a PhD. - Advanced and demonstrable expertise in stablecoins, digital assets, blockchain infrastructure, and crypto-economic ecosystems is required. - Deep understanding of: - Stablecoin economics and reserve management structures - Digital asset market infrastructure - Wallet, custody, and settlement architectures - On-ramp and off-ramp ecosystems - Blockchain protocols and distributed ledger technologies - Digital asset regulatory frameworks and emerging global regulatory developments - Counterparty, liquidity, treasury, operational, and systemic risk within digital asset ecosystems - Proven experience developing and executing enterprise digital asset risk management strategies, governance frameworks, approval processes, and monitoring programs. - Demonstrated expertise in credit risk, financial analysis, quantitative methods, portfolio risk management, stress testing, scenario analysis, executive communication, and senior stakeholder engagement. - Extensive hands-on experience architecting, designing, deploying, governing, and scaling enterprise AI solutions, including: - Generative AI - Large Language Models (LLMs) - Machine Learning platforms - AI orchestration frameworks - Intelligent workflow automation - AI-enabled decision support systems - Demonstrated experience establishing AI governance frameworks including: - Model risk management - Explainability and transparency standards - Human oversight controls - Ethical AI requirements - Validation and monitoring frameworks - Responsible AI practices - Advanced practical experience using and enabling enterprise AI platforms, including: - Microsoft Copilot - ChatGPT - Claude - Gemini - Enterprise LLM ecosystems and emerging AI technologies - Experience designing AI-powered operating models, governance structures, workflow automation capabilities, and enterprise support frameworks. - Experience establishing governance frameworks, approval standards, control environments, and incident response processes in highly regulated or risk-sensitive environments. - Ability to translate highly complex technical, regulatory, financial, blockchain, and AI-related issues into actionable business decisions and executive-level recommendations. ## Skills ### Required - stablecoins - digital assets - blockchain infrastructure - crypto-economic ecosystems - AI governance frameworks - machine learning platforms - large language models - generative AI - predictive analytics - risk management - financial analysis - quantitative methods - portfolio risk management - stress testing - scenario analysis - executive communication - senior stakeholder engagement ### Nice to have - 12+ years of professional experience - executive-level experience leading enterprise-wide digital asset, stablecoin, AI, risk, compliance, or governance programs - proven experience building AI Centers of Excellence - AI governance programs - enterprise AI operating models - large-scale AI transformation initiatives --- Source: [Apply at visa.wd5.myworkdayjobs.com](https://visa.wd5.myworkdayjobs.com/en-US/Visa/job/US---Foster-City-CA/Director--Stablecoin-and-Digital-Assets-Risk-Intelligence---Strategy_REF089548W?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)