# Underwriting Manager, HNW and Individual Life Business

**Company**: Intl Wealth & Premier Banking
**Location**: Kowloon City, Kowloon
**Experience**: senior
**Job type**: full-time
**Category**: Insurance
**Industry**: Finance

**Apply**: https://portal.careers.hsbc.com/careers/job/563774611887541?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_33f16d06-929

## Description

HSBC Life is a world-class institution where you can specialize in Insurance but enjoy the advantages that come with being part of a leading global international bank.

In this role, you will apply HSBC’s underwriting policies and principles to ensure sound and profitable business.

Key responsibilities:

- Apply underwriting policies and principles to ensure sound and profitable business

- Accept or authorize new business cases or policy changes within delegated authority limits

- Monitor and update underwriting rules and guidelines to ensure market competitiveness and alignment with evolving medical and insurance risk standards

- Identify opportunities to streamline internal processes and procedures

- Ensure compliance with established procedures, service standards, Group policies, and regulatory requirements

- Contribute to a customer-centric environment

- Build strong relationships with internal and external stakeholders

- Deal with challenges and problems promptly and professionally

- Participate in underwriting projects and product development

To be successful, you will need:

- A degree qualification and professional qualification (LOMA, ALU, ALUCA, or CII desirable)

- Solid experience in Life insurance with underwriting authority across Life, CI, and Medical businesses in the High Net Worth field

- Substantial financial sum insured authority

- Experience in managing complex cases, including liaison with Reinsurers

- Complex medical health impairment authority (+150% extra mortality or morbidity)

- Full authority and experience in cross-border international risk assessment disciplines

- Strong interpersonal, customer service, and communication skills

- Self-motivated and proactive with the ability to act with minimal direction

## Skills

### Required
- Life insurance
- Underwriting
- Risk assessment
- Communication
- Customer service

### Nice to have
- LOMA
- ALU
- ALUCA
- CII
- Reinsurance

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Source: [Apply at portal.careers.hsbc.com](https://portal.careers.hsbc.com/careers/job/563774611887541?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)