# Senior Data Scientist, Algorithm (Lending & Onboarding)

**Company**: Airwallex
**Location**: Singapore
**Work arrangement**: onsite
**Experience**: senior
**Job type**: full-time
**Category**: Data Science
**Industry**: Finance

**Apply**: https://jobs.ashbyhq.com/airwallex/9a620994-db83-4dca-b9bd-0e5c792cf2f3?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_2de194a7-85d

## Description

## About the Role

As a Senior Data Scientist, you will tackle challenging risk problems across credit and fraud, and help build data-driven decision systems that deliver meaningful business impact. You will be responsible for translating business problems into analytical frameworks, strategies, models, and scalable data solutions.

## Responsibilities:

- Build real-time ML models to protect Airwallex customers and platform assets, such as Account Takeover prevention and fraud decisioning

- Develop credit risk models and analytical frameworks to assess merchant risk and support the growth of Airwallex’s lending business

- Translate business requirements into analytical, modeling, and strategy problems across fraud, credit, onboarding, and related risk domains

- Design performance monitoring, metrics frameworks, and decision-support tools to improve risk visibility and decision quality

- Partner with Product, Engineering, Operations, and other cross-functional teams to turn data, models, and insights into production strategies and measurable business impact

## Requirements:

- 3+ years of experience in analytics, data science, risk strategy, or a related quantitative role

- Bachelor’s degree or above in a quantitative field such as Statistics, Mathematics, Economics, Computer Science, Engineering, or a related discipline

- Proficient in Python and SQL

- Strong problem-solving skills and experience working with large datasets

- Experience partnering with cross-functional stakeholders to solve business problems

## Preferred Qualifications:

- Experience in credit, fraud, or related risk domains

- Hands-on experience in model development, validation, or monitoring

- Experience designing risk rules, decision strategies, or performance monitoring frameworks

## Benefits:

- Opportunity to work on impactful problems that directly influence payments success and business outcomes

- Collaborate with a talented, cross-functional team in a fast-paced, high-growth environment

- Drive the adoption of advanced data science techniques and experimentation to improve customer and business outcomes

## Skills

### Required
- Python
- SQL
- analytics
- data science
- risk strategy
- Statistics
- Mathematics
- Economics
- Computer Science
- Engineering

### Nice to have
- credit risk
- fraud detection
- model development
- validation
- monitoring
- risk rules
- decision strategies
- performance monitoring frameworks

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Source: [Apply at jobs.ashbyhq.com](https://jobs.ashbyhq.com/airwallex/9a620994-db83-4dca-b9bd-0e5c792cf2f3?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)