# Senior Manager, Wholesale Credit Risk

**Company**: Risk & Compliance
**Location**: Sydney, New South Wales
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://portal.careers.hsbc.com/careers/job/563774612615570?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/job/senior-manager-wholesale-credit-risk-2c8b9f32-dc8/

## Description

Some career choices have more impact than others. At HSBC we exist with the purpose of Opening up a World of Opportunity. We use our unique expertise, capabilities, breadth and perspectives to provide opportunities for our customers and colleagues through global connectivity.

We are currently seeking an experienced credit professional to join the Wholesale Credit Risk team as Senior Manager, Wholesale Credit Risk, based in Sydney. Reporting to the Head of Approvals, you’ll assess and make decisions on complex corporate credit proposals within your delegated Credit Approval Authority.

Key responsibilities will include:

- Assessing and making decisions on corporate credit proposals, including annual reviews, new-money requests and amendments, within delegated Credit Approval Authority.

- Providing expert credit guidance at both transactional and portfolio levels, helping shape credit appetite and support sound asset quality.

- Delivering high-quality financial analysis, including consistent risk-grade assessments and clear presentations of financial risk.

- Identifying and escalating credit concerns promptly and appropriately, including relevant matters to the Special Credit Unit.

- Contributing to Worry, Watch and Monitor forums, sector reviews and other credit risk governance activities.

- Providing early advice and guidance on large and complex transactions, including highly structured transactions across sectors such as leveraged finance, project finance and commercial real estate.

- Supporting HSBC Australia’s growth and strategic priorities by promoting an efficient, commercially focused credit approval process that responds to customer needs.

- Ensuring compliance with HSBC’s credit risk management framework, policies and procedures, applicable regulatory requirements and internal control standards.

- Providing input into business and functional requirements relating to corporate risk, including credit systems development and policy formulation.

- Monitoring key risk indicators and working with first line controls teams to support effective operational risk management.

- Developing subject-matter expertise in a relevant sector, product or specialist area supporting Wholesale Credit Risk coverage.

- Building effective relationships with senior stakeholders across Corporate and Institutional Banking, Product areas and regional and local Risk functions.

- Supporting team engagement and effectiveness by providing coaching, mentoring and assistance to colleagues as required.

- Maintaining current knowledge of macroeconomic, financial market, country, sector, counterparty and product developments, ensuring changing risk profiles are reflected in credit assessments.

To be successful in the role you will need:

- A university degree in Finance, Economics, Business Administration or a related discipline.

- Extensive experience in corporate credit analysis and related risk management.

- Significant experience assessing complex corporate exposures across a broad range of industries.

- Experience in highly structured transactions, including leveraged finance, project finance and commercial real estate.

- Strong financial analysis, technical credit and problem-solving skills, with sound commercial judgement and a clear focus on credit quality.

- The ability to make timely, independent and well-reasoned credit decisions within delegated authority.

- Experience contributing to credit appetite, policy development, risk governance and portfolio-level risk management.

- Strong stakeholder management and communication skills, with the confidence to engage and influence senior leaders across Risk, Corporate and Institutional Banking and Product teams.

- The ability to work autonomously while contributing effectively to a collaborative team environment.

- A proactive approach to identifying emerging risks and escalating concerns appropriately.

- The ability to work under strict time pressures while meeting service-level commitments.

- A strong understanding of regulatory requirements, internal controls and operational risk management.

- A commitment to HSBC’s values and to fostering a sound, conservative and commercially aware credit culture.

For more fresh new jobs, check out [yubhub.co](https://yubhub.co/).

## Skills

### Required
- Finance
- Economics
- Business Administration
- Corporate credit analysis
- Risk management
- Financial analysis
- Credit risk management
- Leveraged finance
- Project finance
- Commercial real estate

---

Source: [Apply at portal.careers.hsbc.com](https://portal.careers.hsbc.com/careers/job/563774612615570?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)