# Senior Product Manager - Consumer Credit Card

**Company**: Mercury
**Location**: San Francisco, CA
**Work arrangement**: remote
**Experience**: senior
**Job type**: full-time
**Salary**: $200,700-$250,900 USD
**Category**: Finance
**Industry**: Finance

**Apply**: https://job-boards.greenhouse.io/mercury/jobs/6218705004?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_21d36cb7-6dd

## Description

We are looking for a Senior Product Manager to define and launch Mercury's first consumer credit card, and grow it from a first cohort into a portfolio.

Key responsibilities:

- Build a card people put at the front of the wallet and recommend without being asked

- Take the card from zero to launch: decide what ships first, and carry it through program setup and compliance sign-off

- Make the approval the clearest and fastest in the category: underwriting owns the model, you own the application, the wait, and the answer

- Own how customers experience their line: an increase that feels earned, a decrease that is explained

- Own the proposition we take to customers, from rewards and redemption to pricing, and understand the economics that fund it

- Set the craft bar: sweat the details, copy, disclosures, latency, empty states, that decide whether a card feels inevitable rather than adequate

- Drive the use of AI where it makes the experience meaningfully better: spend that makes sense at a glance, problems surfaced before they are noticed

- Make correctness and trust product features: own balances, interest, minimum payments, and statements that reconcile, and be measured on them

- Grow the business: own acquisition, activation, retention, and the loops that compound, starting with the businesses Mercury already serves

- Align the ecosystem: bring engineering, design, data, risk, compliance, legal, marketing, support, and partners behind one cohesive plan for the card

Some things that might make you successful in a role like this:

- A consumer product manager with taste: you have launched products people chose to use, and can point to the decisions that made them work

- 6+ years building consumer products, including at least one where money moved and errors were expensive

- Fluency in credit, or the capacity to acquire it fast: approval rates, line assignment, vintage curves, charge-off, interchange, and rewards liability

- An exceptionally high bar for craft, and a customer-centered, data-driven, and experimentation oriented approach

- You have shipped AI-led products to real consumers and have opinions about what AI makes possible and where it fails

- Exceptional cross-functional collaboration across engineering, design, data, risk, compliance, and partners

- Sound judgment in a regulated environment: you balance a delightful experience with the controls a credit product requires, and know which corners are never worth cutting

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our target new hire base salary ranges for this role are:

- US employees (any location): $200,700-$250,900 USD

- Canadian employees (any location): $189,700-$237,100 CAD

## Skills

### Required
- consumer product management
- credit
- AI
- craft
- data-driven approach
- cross-functional collaboration

### Nice to have
- card issuing
- lending
- payments experience
- Reg Z and the CARD Act

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/mercury/jobs/6218705004?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)