# Liability Assoc. Claims Adjuster

**Company**: Davies
**Location**: Florida, Florida
**Work arrangement**: remote
**Experience**: mid
**Job type**: full-time
**Category**: Insurance
**Industry**: Insurance

**Apply**: https://davies.pinpointhq.com/en/postings/b256dbb0-5bd8-4a2b-9035-7458f07a774b?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_218e44ef-fd2

## Description

The Liability Associate Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving first-party automobile physical damage claims and third-party automobile and general liability property damage claims.

Key Responsibilities:

- Investigate claims to determine coverage, liability, and damages.

- Review accident reports, witness statements, repair estimates, and related claim materials.

- Conduct interviews with claimants, insureds, witnesses, and other involved parties.

- Analyze policy provisions and coverage details to determine claim applicability.

- Complete damages investigations, including repair estimates, loss of use, and diminished value.

- Issue payments in accordance with coverage, liability, and damages investigation, company policies, and client service standards.

- Identify subrogation or other risk transfer opportunities and refer files to the subrogation unit.

- Manage assigned claims from initial report through resolution.

- Establish and maintain claim reserves based on claim exposure.

- Evaluate damages, including bodily injury, liability exposure, and property damage.

- Negotiate settlements with claimants, attorneys, and other involved parties.

- Maintain regular communication with clients, insureds, claimants, and other involved parties.

- Provide updates regarding claim status, strategy, and resolution progress.

- Deliver high-quality customer service.

- Maintain accurate and detailed claim documentation within the claims management system.

- Ensure claim handling complies with company guidelines, regulatory requirements, and client service standards.

- Identify potential fraud indicators and escalate concerns when appropriate.

Skills, Knowledge & Expertise:

- Claims adjusting licenses as required by jurisdiction (Florida).

- 2 years of first-party physical damage, automobile liability, commercial general liability, or closely related experience.

- Strong investigative, analytical, and negotiation skills.

- Excellent written and verbal communication abilities.

- Ability to manage multiple claims while maintaining quality and service standards.

- Knowledge of Florida Sovereign Immunity law.

Benefits:

- Medical, dental, and vision plans.

- 401(k) plan with employer matching.

- Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees.

- Paid holidays.

- Life insurance and short-term and long-term disability coverage.

## Skills

### Required
- Claims adjusting license (Florida)
- Investigative skills
- Analytical skills
- Negotiation skills
- Communication skills
- Florida Sovereign Immunity law

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Source: [Apply at davies.pinpointhq.com](https://davies.pinpointhq.com/en/postings/b256dbb0-5bd8-4a2b-9035-7458f07a774b?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)