# Commercial Property Claims Adjuster **Company**: Davies **Location**: Home, Alabama **Work arrangement**: remote **Experience**: senior **Job type**: full-time **Category**: Insurance **Industry**: Insurance **Apply**: https://davies.pinpointhq.com/en/postings/533686e3-ccae-4fd0-9cdc-81065c5b848b?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_211bf072-0dd ## Description We are seeking an experienced Commercial Property Claims Adjuster to join our team. As a Commercial Property Claims Adjuster at Davies North America, you will be responsible for the end-to-end management of Commercial Property Claims primarily for single insurer specialty programs. ### Key Responsibilities - Determine, evaluate, investigate, negotiate, and resolve single insurer property claims in accordance with legal, regulatory, and internal standards. - Verify coverage under the applicable Commercial Property insurance policy. - Coordinate with field adjusters and experts for inspections or further investigation. - Review supporting documentation submitted for the claims and properly note the details of the review within the file. - Analyze damage estimates and repair costs as well as review vendor invoices for accuracy. - Identify potential issues such as fraud, duplicate claims, or policy exclusions. - Communicate with policyholders, adjusters, contractors, and other stakeholders regularly to ensure constant claim progression and keep all involved parties updated. - Prepare written status and large loss reports for clients, including Reservation of Rights and Coverage Position Letters. - Handle appeals or disputes related to claim decisions. - Attend mediations and settlement conferences as necessary. - Direct and monitor defense counsel to settle litigated claims. - Provide monetary authority and strategy to counsel to ensure client’s money and claims are protected. - Present and explain claim overviews to business partners on a monthly basis. - Participate in audits and quality control reviews. - Stay updated on industry trends, policy changes, and best practices. ### Skills, Knowledge & Expertise - Understand the role of Third-Party Administration in claims management. - Background in both Excess & Surplus Lines (Lloyds) as well as Standard carrier programs. - Ability to plan, organize, and establish priorities to maintain various responsibilities under critical deadlines. - Ability to review and interpret routine and complex policy contracts and coverage. - Ability to review and interpret estimates. - Knowledge of current case law, statutory law, DOI regulations, etc. that apply to claims practices and issues within the territory of operation. - Ability to prepare detailed reports and recommendations to clients. - Ability to analyze and research legal and claim trends. - Possess sound analytical and negotiation skills. ### Essential Requirements - Bachelor’s Degree from a four-year college or university or at least one to two years related experience and/or training; or equivalent combination of education and experience. - Comprehensive knowledge of Commercial Property claims investigation techniques and Settlement. - Moderate skills in Microsoft Suite – especially Excel and Word. - Must speak English (Additional language is beneficial). ### Benefits - Medical, dental, and vision plans to support your health and that of your family. - A 401(k) plan with employer matching. - Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees. - Paid holidays. - Life insurance and short-term and long-term disability coverage. ## Skills ### Required - Commercial Property claims investigation - Settlement - Microsoft Suite - Analytical skills - Negotiation skills ### Nice to have - Multi State Adjuster license - Additional language --- Source: [Apply at davies.pinpointhq.com](https://davies.pinpointhq.com/en/postings/533686e3-ccae-4fd0-9cdc-81065c5b848b?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)