# Manager Credit Analysis Unit - International Mid-Market

**Company**: HSBC Corporate and Institutional Banking
**Location**: Jakarta
**Work arrangement**: onsite
**Experience**: mid
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://portal.careers.hsbc.com/careers/job/563774610769457
**Canonical**: https://yubhub.co/jobs/job_169cc507-91e

## Description

We are seeking an experienced professional to join our team as a Manager Credit Analysis Unit - International Mid-Market. This role will support International Mid-Market, Corporate and Institutional Banking by improving credit quality, reducing potential loss to the Bank, and achieving quicker credit application turn-around times.

Responsibilities:

- Conduct focused and independent analysis of credit risk to improve credit quality and reduce potential loss to the Bank.

- Perform full credit analysis (customer/industry) and support Relationship Managers in focusing more on relationship and marketing.

- Respond quickly to new business referrals and identify customer/industry business opportunities while maintaining a consistent conservative credit culture.

- Develop industry & sectoral specialization and through effective peer group analysis identify the trends of the business and bankable names for long-term relationship development.

Requirements:

- Moderate length credit and operating risk analysis skills in corporate banking fields.

- Good credit risk skills and good knowledge of corporate banking, commercial lending, investments and/or trade products and ability to interpret meaningful information from financial accounts.

- Good banking products knowledge, particularly credit related products and knowledge of credit application process preferably in corporate banking.

- In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.

- Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.

- Execution of stress-testing and medium-to-complex cash-flow projections.

- Ability to maintain good quality of output under pressure condition and tight deadline, and ability to maintain a high level of intense concentration for a prolonged period.

- Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.

- Effective communication skills - Demonstrate high degree of integrity.

## Skills

### Required
- credit analysis
- corporate banking
- commercial lending
- investments
- trade products
- financial accounts
- banking products
- credit application process
- local market
- regulatory landscape
- stress-testing
- cash-flow projections