# Credit Risk Data Unit, AS **Company**: Deutsche Bank **Location**: Pune **Experience**: senior **Job type**: full-time **Category**: Finance **Industry**: Finance **Apply**: https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Pune---Business-Bay/Credit-Risk-Data-Unit--AS_R0456626-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/job/credit-risk-data-unit-as-159201f4-be6/ ## Description We are seeking an Associate for our Credit Risk Data Unit team in Pune, India. The Credit Risk Data Unit delivers quality-assured, timely and transparent finance-relevant risk data and analysis to key stakeholders. The team manages end-to-end processes for critical risk metrics, maintaining strong controls, regulatory compliance and operational efficiency while using data, automation and AI-enabled capabilities to improve accuracy, insight and decision-making. **Your key responsibilities** - Process relevant feeds and adjustments in strategic systems to ensure high-quality data flows into regulatory reporting platforms. - Manage transaction, collateral and facility data from strategic source systems and approved manual feeds across all in-scope asset classes and businesses. - Process risk feeds, branch ledger and sub-ledger data required for monthly reconciliations. - Produce reconciliations against control checks and the posted balance sheet, investigate exceptions and maintain breaks within agreed thresholds. - Distribute break details, obtain clear commentary, identify root causes and coordinate timely resolution with product control and other stakeholders. - Identify opportunities to simplify controls and use workflow automation, analytics and AI-assisted tools to improve data quality, reduce manual effort and strengthen operational resilience. **Responsibilities/Tasks** - Act as the subject matter expert for assigned risk data control processes and provide clear guidance on controls, data lineage and issue resolution. - Ensure data submitted to Group regulatory reporting systems is complete, accurate, validated and correctly mapped to key reference data. - Deliver reconciliations and control checks against the posted balance sheet, investigate exceptions and keep breaks within approved analytical thresholds. - Perform supervisory quality assurance reviews within agreed service levels and maintain complete, audit-ready evidence. - Provide production support during unplanned absences, platform stabilization and business continuity scenarios. - Serve as the first point of escalation for operational, control and data-quality issues. - Coordinate issue resolution with the Team Lead, Operations Manager, technology teams and other stakeholders; track actions through to sustainable closure. - Support post-process reviews of performance, incidents and control outcomes; identify root causes and drive corrective and preventive actions. - Monitor workload, capability and overtime; escalate capacity or delivery risks and support effective allocation of work. - Maintain current process, control and data-lineage documentation and support regular control reviews. - Build team resilience through cross-training, knowledge sharing and effective backup coverage. - Review management information, trends and key indicators covering monthly submissions, control performance and data quality; translate findings into concise stakeholder insights. - Use approved automation, analytics and AI-enabled tools to detect anomalies, priorities exceptions, accelerate root-cause analysis and improve reporting, with appropriate human oversight and adherence to data-security, model-risk and governance requirements. - Identify, assess and document automation opportunities; define requirements, support testing and measure benefits such as reduced manual effort, improved accuracy and faster turnaround. - Support the Team Lead in setting clear objectives and providing fair, evidence-based performance feedback aligned with organizational standards. - Support change-the-bank projects and strategic improvement initiatives, including data, automation and AI use cases. - Partner with Change teams to maintain and deliver a prioritized remediation book of work based on data-quality and process diagnostics. - Coordinate with project teams to deliver improvements to processes, controls and outputs, including requirements definition, user acceptance testing and implementation readiness. - Ensure effective audit engagement, evidence coordination and timely closure of findings. - Support the Team Lead with resource planning, succession planning, training, development and adoption of new digital capabilities. **What we’ll offer you** - Best in class leave policy - Gender neutral parental leaves - 100% reimbursement under childcare assistance benefit (gender neutral) - Sponsorship for Industry relevant certifications and education - Employee Assistance Program for you and your family members - Comprehensive Hospitalization Insurance for you and your dependents - Accident and Term life Insurance - Complementary Health screening for 35 yrs. and above **Your skills and experience** - 6–7 years of relevant experience in credit risk controls, banking operations, finance, audit, change delivery or business process improvement. - Good understanding of banking products, including debt, securities financing transactions and derivatives, with working knowledge of Global Markets products. - Working knowledge of credit risk management, Basel requirements and regulatory guidance relating to risk-weighted assets, leverage exposure and IFRS 9 credit loss measures. - Advanced skills in Microsoft Excel, Word and PowerPoint; practical experience with SQL, workflow automation tools is desirable. - Hands-on experience identifying and implementing process automation, such as low-code workflows, robotic process automation, scripting or automated controls. - Practical understanding of AI and machine-learning applications in data quality, anomaly detection, document analysis, root-cause investigation or management reporting. - Experience using generative AI or AI assistants responsibly to improve productivity and insight, including prompt design, output validation, human oversight and protection of confidential data. - Strong reconciliation and quantitative analysis skills, with the ability to interpret complex data and communicate clear conclusions. - Strong stakeholder management skills and the ability to work effectively across teams, functions and regions. **Education/Certification** - Bachelor’s degree in finance, Accounting, Business, Economics, Banking, Computer Science, Information Technology, Data Analytics or a related discipline. - Preferably CFA or FRM qualified. For more fresh new jobs, check out [yubhub.co](https://yubhub.co/). ## Skills ### Required - credit risk controls - banking operations - finance - audit - change delivery - business process improvement - Microsoft Excel - Word - PowerPoint - SQL - workflow automation tools - AI - machine-learning applications - data quality - anomaly detection - document analysis - root-cause investigation - management reporting - generative AI - AI assistants ### Nice to have - CFA - FRM --- Source: [Apply at db.wd3.myworkdayjobs.com](https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Pune---Business-Bay/Credit-Risk-Data-Unit--AS_R0456626-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)