# Senior Managing Consultant, Advisors & Consulting Services, Strategy & Transformation - Credit Card Modeling SME **Company**: Mastercard **Location**: Arlington, Virginia **Experience**: senior **Job type**: full-time **Category**: Consulting **Industry**: Finance **Apply**: https://mastercard.wd1.myworkdayjobs.com/en-US/CorporateCareers/job/Arlington-Virginia/Senior-Managing-Consultant--Advisors---Consulting-Services--Strategy---Transformation---P-L-Optimization-SME_R-279185?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_0c0aaa38-932 ## Description Mastercard's Advisors & Consulting Services team combines traditional management consulting with Mastercard's rich data assets, proprietary platforms, and technologies to provide clients with powerful strategic insights and recommendations. As a Senior Managing Consultant and P&L Optimization SME, you will help issuers and payments clients quantify product economics and make high-stakes decisions across card portfolios (consumer, small business, and commercial). **Responsibilities** - Lead complex client engagements across a range of industries and problem statements - Direct the development of strategies and programs for regional and global clients by leveraging data and technology solutions to unlock client value - Interface with client executives and functional leaders across product, finance, marketing, credit risk, loyalty, and operations to achieve commercial success - Serve as a trusted, credible client business advisor and generate enthusiasm for the Mastercard team and our recommendations - Lead end-to-end profitability and business casing engagements for credit card products, including new product launches and portfolio optimization - Guide development of client-ready P&L and business case models with documented assumptions and sensitivities - Synthesize quantitative and qualitative analyses into clear recommendations; craft executive-ready storylines and slides that drive decisions - Direct client data requests; oversee data transformation, validation, and analysis to identify the drivers of revenue, cost, risk, and retention - Evaluate strategic options such as co-brand and loyalty constructs, value proposition changes, channel strategies, and agent banking considerations where relevant **Team Collaboration & Culture** - Guide team through complex problem solving to business-focused solutions and recommendations that drive client value - Motivate the project delivery team to produce superior quality deliverables, and create a collaborative and inclusive environment for all levels - Own relationship with internal Mastercard stakeholders including Product and Business Development to scope projects, create relevant solutions for clients, and build the firm's intellectual capital - Lead on-the-job training, coaching, and mentorship to both direct and outside team members - Team enablement through templates, playbooks, and coaching - Support business development and account teams to shape scope, value proposition, and commercial conversations - Improve the consistency and defensibility of modeling assumptions, documentation, and QA across the team - Coach and develop junior team members through structured feedback and on-the-job training **Qualifications** - 12+ years of experience in credit card product performance and profitability modeling across products (consumer, small business, and commercial), credit segments, and acquisition channels - Deep understanding of key profitability drivers, how to evaluate a P&L for strategic risks and opportunities, and the card issuance value chain (including product management, marketing, credit risk policy/strategy, and operations) - Excellent problem-solving capabilities to structure ambiguous problems, develop pragmatic hypotheses, and lead the team to actionable, client-ready recommendations - Strong quantitative skills, financial/statistical/data analysis skills, and attention to detail - Able to proactively identify opportunities to expand impact through P&L optimization, cross-sell, and strong partnership with Services commercial teams - Strong communication & presence to be able to communicate complex analysis clearly in writing and in executive discussions; create compelling storylines that position Mastercard as a high-value partner with mid and executive-level client stakeholders - Strong project management discipline to lead delivery across multiple workstreams,scope, timeline, team cadence, and quality,while being able to anticipate risks and manage stakeholders - Proven people and delivery leadership across multiple projects; ability to multitask in a fast-paced, deadline-driven environment - Undergraduate degree with work experience in corporate strategy, business intelligence, business line management, business finance, and/or product management - Experience generating new knowledge or creating innovative solutions - Advanced Excel, PowerPoint, Word skills - Ability to communicate effectively in English and the local office language (if applicable) - Eligibility to work in the country where you are applying, as well as apply for travel visas as required by travel needs - Ability to travel to client sites on a semi-regular basis ## Skills ### Required - credit card product performance - profitability modeling - data analysis - problem-solving - communication - project management - Excel - PowerPoint - Word ### Nice to have - checking and debit products - management consulting - statistical procedures - segmentation approaches - MBA or master's degree --- Source: [Apply at mastercard.wd1.myworkdayjobs.com](https://mastercard.wd1.myworkdayjobs.com/en-US/CorporateCareers/job/Arlington-Virginia/Senior-Managing-Consultant--Advisors---Consulting-Services--Strategy---Transformation---P-L-Optimization-SME_R-279185?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)