# Director, Product Management (Card Issuing) **Company**: Nium **Location**: Malta **Work arrangement**: hybrid **Experience**: executive **Job type**: full-time **Category**: Product Management **Industry**: Finance **Apply**: https://jobs.lever.co/nium/7c8585a0-e501-4525-8ba9-5e6132962532?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/job/director-product-management-card-issuing-0be4ada8-0e5/ ## Description Nium issues more than 50 million card tokens every year as a principal issuer on Visa, Mastercard, Discover and UATP. Those cards pay for travel, run payroll and fund procurement across dozens of markets. As Director of Product Management for Card Issuing, you will decide where that platform goes next, and you will bring the commercial, technical and regulatory judgment to get it there. ## The Opportunity This is a rare chance to own the strategy for a card issuing platform at a company that is scaling fast and has the track record to back ambitious bets. You will set the vision and commercial direction for Nium's Issuing Platform, serving travel clients who use cards for travel spend, and clients who use issued cards for everything from payroll to procurement. ## What You Will Do ### Shape the strategy and deliver it - Own the product vision, strategy and roadmap for Nium's global Card Issuing Platform. - Define and prioritise product investments by weighing customer value, commercial impact, technical complexity and regulatory requirements. - Lead the full product lifecycle, from discovery and requirements through delivery, launch and continuous optimisation. - Partner closely with Engineering to build card issuing capabilities that are scalable, reliable and high-performing. - Set clear objectives and metrics for adoption, customer experience, reliability and commercial impact. ### Turn customer problems into commercial wins - Work with Commercial teams to understand customer requirements, market trends and competitive positioning. - Build deep expertise in B2B travel and virtual card payments, and translate complex requests into capabilities that scale. - Evaluate product economics with Commercial and Finance, including transaction revenue, interchange, scheme fees and processing costs. - Support commercial opportunities by assessing feasibility, identifying solutions and bringing product expertise to the table. - Partner with Partnerships teams on scheme capabilities and opportunities that strengthen the issuing proposition. ### Lead a team and align the business - Lead, coach and develop Product Managers, building a culture of accountability, collaboration and customer focus. - Set the standard for product practice: discovery, prioritisation, roadmap planning and performance measurement. - Work with Engineering, Compliance, Risk, Operations and regional teams so every capability meets technical, regulatory and operational requirements. - Support new market launches, integrations and platform enhancements with internal and external partners. - Keep globally distributed teams aligned, managing competing priorities and dependencies to execute effectively. - Communicate strategy, progress and trade-offs clearly and confidently to senior stakeholders. ## What You Bring ### Must-haves - A degree in computer science, business or a related field, or equivalent experience. - 10+ years in product management, including experience managing product managers. - Significant experience in card issuing, card processing or payment platforms, with a strong grasp of the card payment lifecycle. - A strong technical understanding of issuing platforms, APIs, authorisation, clearing, settlement and transaction processing. - A track record of taking products from idea to adoption, with ownership of commercial outcomes. - Experience launching products across multiple regulatory jurisdictions. - Experience working directly with external customers to define product requirements. - Proven ability to influence and align global, cross-functional stakeholders. - Excellent communication and stakeholder management skills. - Strong analytical and commercial judgment, with the ability to build and defend a business case. ### Nice to have - Hands-on experience with virtual cards, corporate spend or travel and expense products. - Working knowledge of scheme rules across Visa, Mastercard, Discover or UATP. - Exposure to EU payments regulation, such as PSD and EMI licensing and passporting. - Experience in a high-growth fintech or payments company. ## Benefits We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office). We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more! For more fresh new jobs, check out [yubhub.co](https://yubhub.co/). ## Skills ### Required - product management - card issuing - payment platforms - technical understanding of issuing platforms - APIs - authorisation - clearing - settlement - transaction processing - commercial strategy - regulatory requirements ### Nice to have - virtual cards - corporate spend - travel and expense products - scheme rules - EU payments regulation --- Source: [Apply at jobs.lever.co](https://jobs.lever.co/nium/7c8585a0-e501-4525-8ba9-5e6132962532?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)