# Senior Lead Product Manager

**Company**: PayPal
**Location**: San Jose, California
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $196,500 - $333,500 Annually
**Category**: Product Management
**Industry**: Finance

**Apply**: https://paypal.wd1.myworkdayjobs.com/en-US/jobs/job/San-Jose-California-United-States-of-America/Senior-Lead-Product-Manager--Risk-Decisioning-Platform_R0138532-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_03025d0d-b27

## Description

At PayPal, real-time decisioning powers customer protection and global commerce. We're looking for a Senior Lead Product Manager to lead product direction for a risk domain across a portfolio of strategies spanning multiple strategy leaders.

Partnering with risk strategy leaders, you'll set the domain's vision and multi-year strategy, deciding where to invest and turning outcomes like loss reduction, approval rates, and customer experience into product plans.

You'll be a leading voice in shaping our next-generation Risk Decisioning Platform. Near term, you'll move strategies off legacy systems and ramp them to full production; beyond that, you'll launch new strategies and use experimentation and automation to keep optimizing.

You'll lead cross-functional pods, track captured savings with business partners, represent the domain to executives, and mentor other PMs. You bring deep risk domain expertise, technical fluency, and executive presence.

**Responsibilities:**

- Drives product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.

- Plans and implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.

- Assesses the customer experience and customer needs in product requirements and decision making.

- Sets up data gathering mechanisms relative to the metrics that inform the success of products including usability studies, research and market analysis.

- Leads workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.

- Oversees product profitability measures, including budget.

- Plans operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed.

- Partners with content strategists, data scientists, product designers and user experience researchers.

- Maximizes efficiency in a constantly evolving environment where the process is fluid and creative solutions are the standard.

**Requirements:**

- 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

- Significant experience building products in fraud, account integrity, credit, or other risk domains, in close partnership with risk strategy leaders.

- Track record of setting a multi-year product vision and strategy for a business domain, balancing near-term delivery with longer-term bets.

- Experience leading product for a multi-team risk portfolio alongside business owners, and reporting outcomes to executive stakeholders.

- Deep knowledge of how risk decisions are made and tuned, including rules, ML models, features, and step-up and friction treatments, and the tradeoff between loss and customer experience.

- Strong quantitative skills: defining and interpreting risk metrics (loss, catch, false positive, and approval rates), prioritizing opportunities across a portfolio, and connecting product changes to business impact.

- Experience launching through controlled rollouts and experimentation, including champion/challenger tests and staged traffic ramps.

- Experience shaping platform roadmaps from the business side, turning domain needs into clear priorities for data science, modeling, and platform teams, and resolving competing demands.

- Experience leading major platform transitions, such as migrating risk strategies off legacy systems, while protecting performance.

- Experience mentoring product managers and establishing repeatable product practices.

- Ability to influence executive stakeholders and drive milestone-based delivery across many teams.

**Benefits:**

- Comprehensive, choice-based programs to support all aspects of personal wellbeing,physical, emotional, and financial.

- Generous paid time off.

- Healthcare coverage for you and your family.

- Resources to create financial security and support your mental health.

## Skills

### Required
- risk management
- product strategy
- technical fluency
- executive presence
- data analysis
- project management

### Nice to have
- fraud detection
- account integrity
- credit risk
- machine learning
- experimentation
- automation

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Source: [Apply at paypal.wd1.myworkdayjobs.com](https://paypal.wd1.myworkdayjobs.com/en-US/jobs/job/San-Jose-California-United-States-of-America/Senior-Lead-Product-Manager--Risk-Decisioning-Platform_R0138532-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)