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This role leads a diverse team of professionals, located in multiple sites, to optimize dealer service, manage large-scale initiatives and programs, and provide critical business insights to executive leadership.</p>\n<p>Responsibilities:</p>\n<ul>\n<li>Lead the development and oversight of key initiatives and strategies to deliver Ford Credit&#39;s plan</li>\n<li>Lead business process redesign efforts to enhance sales team efficiency and optimize the utilization of key performance tools to deliver superior dealer satisfaction and drive results</li>\n<li>Empower and lead the Inside Sales organization to deliver against core performance targets while optimizing service delivery models</li>\n<li>Research and design next-generation Performance Consulting frameworks to provide best-in-class support to the dealer network while prioritizing company initiatives</li>\n<li>Oversee the U.S. Wholesale program, optimizing initiatives such as the Floorplan Assistance Program (FPA), Partnership Rewards (PRP), and Dealer Cash Management (DCMA)</li>\n<li>Guide teams in delivery of Sales training, collaborating with Learning &amp; Development to design and deliver employee and dealer training</li>\n<li>Direct the strategy for delivering fee income objectives in collaboration with field sales and product marketing</li>\n<li>Oversee support to the Vice President of U.S. Sales Operations, including facilitation of key meetings, and development and maintenance of performance dashboards (L2/L3 Bowlers) to track progress against Sales objectives</li>\n<li>Lead the execution of critical relationship-building initiatives, such as the &#39;Partners in Quality&#39; program</li>\n<li>Interface with the Product Org and Product Marketing to implement enhancements; ensuring the &#39;Dealer Voice&#39; is embedded into all projects and product rollouts.</li>\n<li>Champion compliance and procedural discipline</li>\n<li>Lead, mentor, and develop a high-performing, diverse team of employees, fostering a culture of collaboration and continuous improvement</li>\n<li>Proactively support employee engagement and diversity initiatives to develop a robust talent pipeline</li>\n</ul>","enriched_at":1777993684931},{"id":"job_244f9088-fed","title":"Tax Lead","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/62987","location":"Köln","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Finance","description":"<p>As a Tax Lead, you will play a key role in our finance team, shaping our international tax strategy and compliance. You will optimize processes to ensure global tax efficiency and apply your comprehensive knowledge of US-GAAP, IFRS, and HGB on a daily basis.</p>\n<p>Your responsibilities will include:</p>\n<ul>\n<li>Steuerliche Bilanzierung &amp; Abschlüsse: You will be responsible for ensuring the proper execution of all tax-related activities in connection with monthly, quarterly, and annual financial statements. This includes determining current and latent taxes (corporate tax, trade tax, value-added tax) in accordance with HGB, IFRS, and US-GAAP. You will work closely with the accounting department and internal and external auditors.</li>\n</ul>\n<ul>\n<li>Tax Reporting &amp; Analyse: You will provide timely and address-specific explanations of tax calculations to European and US tax departments. Additionally, you will create well-founded analyses, evaluations, and decision-making bases for tax-related issues, including cash tax forecasts and reports within the framework of &#39;Tax Stream&#39;.</li>\n</ul>\n<ul>\n<li>Compliance &amp; Risikomanagement: You will ensure compliance with all tax regulations and statutory record-keeping requirements. You will also accompany audits, coordinate inquiries from financial authorities, and process complex issues related to transfer pricing in collaboration with internal and external stakeholders.</li>\n</ul>\n<ul>\n<li>Steuererklärungen &amp; Meldepflichten: You will coordinate the preparation and timely submission of tax returns (notably corporate tax, trade tax, and value-added tax) and other tax obligations, such as DAC 6. You will also communicate with financial authorities and review tax decisions for content accuracy.</li>\n</ul>\n<ul>\n<li>Führung, Projektarbeit &amp; Prozessoptimierung: You will lead and develop the tax team in terms of expertise and discipline. You will initiate and Knight strategic tax projects (e.g., in response to changes in value-added tax, internationalization, or digitalization) and drive the continuous optimization and development of our tax processes forward.</li>\n</ul>\n<p>To succeed in this role, you will need:</p>\n<ul>\n<li>Steuerberaterexamen: A successful tax consultant examination (mandatory) ideally based on a degree in economics or law.</li>\n</ul>\n<ul>\n<li>Berufserfahrung: Several years of relevant professional experience in taxation, preferably in an internationally active company or with reference to a US company. We expect solid knowledge of national and international tax law.</li>\n</ul>\n<ul>\n<li>Fachkenntnisse: Good knowledge of HGB, IFRS/IAS, and US-GAAP, as well as relevant tax and economic laws.</li>\n</ul>\n<ul>\n<li>Analytische Fähigkeiten: Strong analytical skills, a high level of numerical understanding, and the ability to clearly, precisely, and target-group-oriented present complex tax issues.</li>\n</ul>\n<ul>\n<li>Sprachen &amp; IT: Proficient German and English language skills in writing and speaking. Familiarity with MS Office applications.</li>\n</ul>\n<p>In return, we offer:</p>\n<ul>\n<li>A permanent position in full-time (40 hours/week)</li>\n</ul>\n<ul>\n<li>An innovative environment in a globally operating company</li>\n</ul>\n<ul>\n<li>International cooperation and varied, challenging tasks</li>\n</ul>\n<ul>\n<li>Flexible working models</li>\n</ul>\n<ul>\n<li>An open corporate culture that lives diversity, equal opportunities, and appreciation</li>\n</ul>\n<ul>\n<li>30 days of vacation per year</li>\n</ul>\n<ul>\n<li>The opportunity to use two lease cars in accordance with the contractual regulations and the applicable lease car guidelines</li>\n</ul>\n<p>For this role, a presence of four days a week in our office in Cologne-Niehl is planned.</p>\n<p>Ford promotes diversity and equal opportunities for all and opposes any form of discrimination or harassment based on gender, marital status, partnership, parental status, ethnic origin, skin color, nationality, national origin, disability, sexual orientation, religion/worldview, gender reassignment, and age, as well as people with childcare responsibilities.</p>","enriched_at":1777381732710},{"id":"job_8e7568d8-c68","title":"Operations & Customer Service Manager","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/62022","location":"Köln","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Operations","description":"<p>We are seeking an experienced Operations &amp; Customer Service Manager to join our team in Köln, Germany. 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If you are a motivated and experienced operations professional looking for a new challenge, please submit your application today!</p>","enriched_at":1777119313978},{"id":"job_02e36965-5b3","title":"Operational Risk Analyst","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/61261","location":"Madrid","job_type":"full-time","experience_level":"mid","work_arrangement":"hybrid","category":"Finance","description":"<p>Join our Risk &amp; Resilience team and play a key role in strengthening our local risk culture. In this role, you will oversee operational risk incidents, drive effective root-cause analysis, ensure strong control testing, and maintain high-quality risk data.</p>\n<h3>Responsibilities</h3>\n<h4>For Operational Risk activities:</h4>\n<ul>\n<li>Report and provide oversight on Operational Risk Incidents in line with the Operational Risk- and Risk Management Framework.</li>\n<li>Conduct root cause analysis on Operational Risk Incidents.</li>\n<li>Track the execution of operational risk mitigation action plans to be delivered respecting the timelines.</li>\n<li>Support with reviewing and updating operational risk standards, policies and procedures, adapting them to our location.</li>\n<li>Provide robust second line oversight of the Risk and Controls Self-Assessment (RCSA) and control testing program.</li>\n<li>Liaise with Compliance team to monitor and analyze the external environment and evolving regulatory landscape (Digital Operational Resilience Act, European Banking Authority, Local Regulation).</li>\n<li>Ensure the robust maintenance of the Operational Risk Management System (GRC), with accuracy and completeness of risk data capture.</li>\n<li>Create and publish the Operational Risk pack on a monthly basis.</li>\n</ul>\n<h4>For Operational Resilience and Business Continuity:</h4>\n<ul>\n<li>Deliver effective coordination of all resilience-related activities across the location including comprehensive self-assessments and attestations, Critical and Important Functions (CIF) identification, robust business impact threshold setting, in line with the Operational Resilience Framework.</li>\n<li>Lead coordination and provide robust second-line oversight for Business Continuity (BC) planning and testing across all designated FCE geographic locations</li>\n<li>Track and update following internal risk management forums and formal committees on a monthly basis.</li>\n</ul>\n<h4>For Governance and Reporting:</h4>\n<p>Lead the development, implementation, and continuous reporting of Key Risk Indicator (KRIs) to provide early warning of escalating operational and resilience risks. Oversee the KRI reports and dashboards, ensuring their effective utilization to enable timely intervention across the location.</p>","enriched_at":1777119250977},{"id":"job_662d24b5-f65","title":"Location Operational Risk and Resilience Analyst","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/61871","location":"Paris","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Finance","description":"<p>The Location Operational Risk and Resilience Analyst will hold a pivotal second-line oversight and advisory position, instrumental in proactively developing, enhancing, and maintaining robust frameworks for operational risk, operational resilience, business continuity, and supplier risk management across your designated operational footprint.</p>\n<p>This critical role is essential for fortifying the organisation&#39;s defences against disruptions and ensuring unwavering adherence to internal policies, industry leading practices, and a dynamic regulatory environment. This role will specifically navigate and ensure compliance with key directives, including the Digital Operational Resilience Act (DORA), European Banking Authority (EBA) guidelines, and all emerging local legislation.</p>\n<p>Responsibilities:</p>\n<p>Operational Risk Management:</p>\n<ul>\n<li>Serve as a critical second-line advisor, providing expert guidance and constructive challenge to the First Line of Defence (1LOD) across the entire operational risk lifecycle.</li>\n<li>Provide robust second-line oversight of the RCSA (Risk and Control Self-Assessment) process, ensuring the accurate assessment and classification of risks and controls for the designated location.</li>\n<li>Oversee and actively track the execution of operational risk mitigation action plans, driving them to timely completion. This includes validating their effectiveness in achieving satisfactory risk reduction and ensuring stringent alignment with the overarching Operational Risk Management Framework.</li>\n<li>Proactively monitor and analyse the external environment and evolving regulatory landscape, including critical frameworks such as the Digital Operational Resilience Act (DORA) and European Banking Authority (EBA) guidelines.</li>\n</ul>\n<p>Operational Resilience &amp; Business Continuity:</p>\n<ul>\n<li>Drive the implementation and ongoing adherence to operational resilience regulations and standards, including DORA, EBA guidelines, NIST frameworks, and local regulatory requirements.</li>\n<li>Champion location-wide understanding of Operational Resilience.</li>\n<li>Deliver effective coordination of all resilience-related activities across the designated location such as comprehensive self-assessments and attestations, Critical and Important Functions (CIF) identification, robust business impact threshold setting, detailed process mapping and workshop facilitation.</li>\n</ul>\n<p>Supplier Risk Management:</p>\n<ul>\n<li>Lead second-line oversight and assurance of the local Supplier Risk Management Framework across all designated locations. This includes reviewing, challenging, and assuring the effectiveness of processes related to material outsourced services, critical supplier management, the development of robust exit plans, and the comprehensive oversight of sub-outsourcing arrangements.</li>\n</ul>\n<p>Governance &amp; Reporting:</p>\n<ul>\n<li>Provide insightful second-line operational risk opinions on emerging risks such as, Supplier Risk, BC, Pandemic, and Resilience to relevant Location governance forums, ensuring appropriate utilisation of escalation processes.</li>\n<li>Oversee and ensure the integrity and timely submission of internal and local regulatory reporting requirements including but not limited to ensuring the annual DORA Register of Information is maintained and validated.</li>\n<li>Oversee the timely and effective mitigation of operational risk events, ensuring that all risk events  are properly documented in the GRC system and that Major ICT incident cost and loss aggregations are accurately recorded and reported annually in line with DORA requirements.</li>\n</ul>\n<p>Qualifications:</p>\n<ul>\n<li>Strong demonstrable experience in a second-line operational risk, operational resilience, business continuity, or related role within the financial services sector.</li>\n<li>In-depth knowledge of European resilience regulations and standards, including DORA, EBA guidelines, and NIST frameworks.</li>\n<li>Demonstrated experience with risk management frameworks and methodologies, including three lines of defence, risk maps, and thematic reviews.</li>\n<li>Ability to collaborate effectively with IT and operational teams across various geographic locations, providing constructive challenge and expert advice.</li>\n<li>Experience in leading or significantly contributing to supplier risk management frameworks, particularly concerning critical third parties and outsourced services.</li>\n</ul>","enriched_at":1777119213557},{"id":"job_89828e14-5e4","title":"Senior Product Designer","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/60720","location":"Dunton","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Design","description":"<p>Ford Credit is seeking a Senior Product Designer to lead the design of internal platforms and digital products. As a key member of the design team, you will be responsible for creating intuitive, aesthetically pleasing UX solutions that meet the needs of our customers and stakeholders. The ideal candidate will have a strong portfolio demonstrating work on internal platforms or complex digital products, and will be able to collaborate effectively with product managers, engineers, and stakeholders to deliver high-quality designs. Key responsibilities include leading end-to-end design for complex workflows, synthesising business logic with user needs, driving strategy through research and innovation, and communicating and advocating for design. The successful candidate will have expertise in internal systems and data, technical delivery and design systems, research synthesis and storytelling, and UX proficiency. A bachelor&#39;s degree in user experience, human-computer interaction, interaction design, service design, or digital design-related degree is required, and 5+ years of experience in product or UX design is preferred.</p>\n<p>As a Senior Product Designer at Ford Credit, you will have the opportunity to work on a wide range of projects, from designing new digital products to improving existing ones. You will be part of a collaborative team that values creativity, innovation, and customer-centricity. If you are passionate about design and want to make a meaningful impact, we encourage you to apply for this exciting opportunity.</p>\n<p>Key skills required for this role include:</p>\n<ul>\n<li>Expertise in internal systems and data</li>\n<li>Technical delivery and design systems</li>\n<li>Research synthesis and storytelling</li>\n<li>UX proficiency</li>\n</ul>\n<p>Preferred skills include:</p>\n<ul>\n<li>Leadership and stakeholder alignment</li>\n<li>Problem-solving and communication skills</li>\n<li>Ability to lead complex projects autonomously</li>\n</ul>\n<p>If you are interested in this opportunity, please submit your application, including your resume and a cover letter outlining your experience and qualifications.</p>","enriched_at":1777119210536},{"id":"job_dc045f58-59f","title":"Senior Credit Risk Analyst","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/60240","location":"Basildon","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Finance","description":"<p>Drive insight. Shape strategy. Strengthen credit risk excellence.</p>\n<p>We&#39;re looking for a highly skilled Senior Credit Risk Modelling &amp; Analytics Specialist to play a pivotal role in delivering the technical and analytical foundations that underpin our Credit Risk function.</p>\n<p>In this role, you&#39;ll partner closely with the Credit Risk Model Owner and Analytics Manager to oversee the full lifecycle of our credit risk models,ranging from scorecards to IFRS9/ECL models,and to ensure our credit analytics and portfolio insights are accurate, robust, and ready to guide senior leadership decision-making.</p>\n<p>Responsibilities:</p>\n<h4>Credit Risk Model Development &amp; Lifecycle Management</h4>\n<ul>\n<li>Provide expert technical support for the development, validation, and implementation of credit risk models (Scorecards, ECL/IFRS9), ensuring alignment with the Bank’s model risk management policies.</li>\n<li>Own the model lifecycle plan,coordinating independent validations, monitoring model performance, and ensuring ongoing fitness for purpose.</li>\n<li>Contribute to the development and application of Post-Model Adjustments (PMAs) and management judgment overlays, supporting the Bank’s response to economic volatility and model risk.</li>\n</ul>\n<h4>Portfolio Analytics &amp; Strategic Management Information</h4>\n<ul>\n<li>Track population stability and key customer characteristics to assess alignment between expected and actual loan portfolio performance.</li>\n<li>Lead analysis to determine Loss-to-Receivable (LTR) assumptions for pricing and loss reserving, supporting the Bank’s profitability goals.</li>\n<li>Conduct in-depth analytics across customer credit profiles and key macroeconomic indicators to highlight emerging risks and opportunities.</li>\n</ul>\n<h4>Policy Development &amp; Stakeholder Collaboration</h4>\n<ul>\n<li>Support the enhancement and implementation of credit risk policies aligned with strategy and regulatory expectations across the UK and European markets.</li>\n<li>Partner with first-line operations and finance teams to streamline and integrate credit risk processes.</li>\n<li>Produce high-quality technical documentation and insights for Bank Risk Committees.</li>\n</ul>\n<p>Qualifications:</p>\n<ul>\n<li>Minimum Requirements we seek:</li>\n</ul>\n<ul>\n<li>Established experience in credit risk model development or credit risk analytics within financial services, with hands-on experience in Scorecards and ECL/IFRS9 models.</li>\n<li>Ability to turn complex datasets into meaningful insights, clear trends, and strategic recommendations.</li>\n<li>Excellent written and verbal communication, with the confidence to explain complex modelling and analytics concepts to non-technical stakeholders.</li>\n</ul>\n<ul>\n<li>Desirable Skills &amp; Experience</li>\n<li>Degree in Statistics, Mathematics, Economics, Finance, Data Science, or another quantitative discipline.</li>\n<li>Proficiency in SAS, SQL, Python, R, or data visualisation tools.</li>\n<li>Understanding of IFRS9 / US GAAP standards and the regulatory landscape for credit risk.</li>\n</ul>\n<p>Additional Information:</p>\n<ul>\n<li>The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.</li>\n<li>This position is based in Dunton, and it is expected the successful candidate will be able to attend the Dunton office for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.</li>\n<li>As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.</li>\n</ul>","enriched_at":1777119142247},{"id":"job_732aa880-473","title":"Lead Software Engineer","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/61404","location":"Manchester","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Engineering","description":"<p>Ford Credit is building the financial infrastructure behind Ford&#39;s electric future in Europe. We need a brilliant frontend engineer to help lead the charge. As the technical lead for a team building customer-facing products used by millions of people across Europe, you&#39;ll write great code, make smart architectural calls, and raise the bar for everyone around you.</p>\n<p>This is a hands-on technical leadership role, not a people management one. You won&#39;t be managing headcount; you&#39;ll be mentoring engineers, shaping how we build, and making sure we ship things we&#39;re proud of.</p>\n<p>Responsibilities:</p>\n<ul>\n<li>Leading frontend architecture: Making the big calls on how we build, structure, and scale our applications</li>\n<li>Writing production code: This is an 80%+ hands-on role; you&#39;ll be deep in the codebase, not just reviewing it</li>\n<li>Owning code quality: Driving timely, constructive code reviews and tackling recurring issues before they become habits</li>\n<li>Setting technical direction: Thinking 6–12 months ahead, spotting risks early, and building a plan to address them</li>\n<li>Partnering with Product: Providing sharp estimates, shaping discovery, and making sure technical decisions are grounded in business value</li>\n<li>Mentoring the team: Supporting junior and mid-level engineers through pairing, feedback, and real investment in their growth</li>\n<li>Championing agile practices: Keeping the team aligned, collaborative, and continuously improving</li>\n</ul>\n<p>Qualifications:</p>\n<ul>\n<li>7+ years of frontend engineering experience, with deep expertise in React and TypeScript</li>\n<li>A track record of leading frontend architecture, component design, performance, micro-frontends</li>\n<li>Strong grasp of testing practices, Jest, React Testing Library, Cypress or similar</li>\n<li>Experience with CI/CD pipelines, GitHub Actions, and modern frontend tooling</li>\n<li>The ability to influence technical direction without formal authority, and communicate clearly with both engineers and stakeholders</li>\n<li>A genuine passion for mentoring and raising the level of those around you</li>\n</ul>\n<p>Nice to have:</p>\n<ul>\n<li>Cloud experience, GCP preferred</li>\n<li>Familiarity with other technologies (Java / Spring Boot) to collaborate effectively across the stack</li>\n<li>Experience in regulated industries, fintech, banking, or similar</li>\n<li>Exposure to security and quality tooling, SonarQube, Checkmarx, FOSSA</li>\n</ul>\n<p>Our Manchester office runs a 3-day in-office hybrid model (Ford&#39;s standard is 4 days, with Manchester currently at 3 due to space, something to be aware of as we grow). You&#39;ll be joining a team that cares deeply about craft, collaboration, and getting things right.</p>","enriched_at":1777119053906},{"id":"job_dfe66e86-54e","title":"Internal Auditor for Risk Management","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/55066","location":"Cologne","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Finance","description":"<p>We are seeking an experienced risk management auditor to join our internal audit team. As an internal auditor, you will play a critical role in ensuring the effectiveness of our governance, risk, and control systems, particularly in the risk management area.</p>\n<p>You will be responsible for planning and executing audits in the areas of risk management and overall bank control (e.g., ICAAP, ILAAP, risk models and methods). You will also coordinate with internal and external auditors and work closely with the departments being audited.</p>\n<p>In addition, you will evaluate the appropriateness and effectiveness of the risk management system, internal control system, and compliance with regulatory requirements (e.g., KWG, MaRisk, CRR/CRD, SAG, MaSanV, relevant EBA guidelines) for internal and outsourced processes.</p>\n<p>You will prepare qualified audit reports, agree on audit results with departments and relevant stakeholders, and report to management and the supervisory board.</p>\n<p>You will also follow up on the implementation of corrective actions and document them in the audit system.</p>\n<p>Furthermore, you will actively contribute to the annual update of the audit universe, risk assessment of audit fields, and creation of the year/multi-year plan.</p>\n<p>You will represent the internal audit department in projects, initiatives, and committees and support special audits.</p>\n<p>Finally, you will support the development of operational processes (e.g., digital transformation, AI) and the written guidance of the internal audit department.</p>\n<p>If you have a strong background in risk management and a keen eye for detail, we encourage you to apply for this exciting opportunity.</p>\n<p>As an internal auditor at Ford Credit, you will have the chance to work in a dynamic and innovative environment, collaborate with international teams, and tackle challenging projects.</p>\n<p>We offer flexible working models and opportunities for professional development.</p>\n<p>At Ford Credit, we value diversity and equality and are committed to creating an inclusive work environment where everyone has the opportunity to succeed.</p>","enriched_at":1777033481494},{"id":"job_10753727-aec","title":"Profit Analyst","source_url":"https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/62164","location":"Köln","job_type":"full-time","experience_level":"mid","work_arrangement":"hybrid","category":"Finance","description":"<p>In the Financial Analysis &amp; Strategy department, we oversee financial control and plan future business operations.</p>\n<p>As a financial professional with a keen eye for numbers and strategic decision-making, we&#39;re looking for someone like you!</p>\n<p>Responsibilities:</p>\n<ul>\n<li>Coordinate and execute short-term, medium-term, and long-term business planning in close collaboration with department leadership and internal interfaces. This includes active participation in deviation analysis between different planning scenarios, taking into account opportunities and risks (based on income statement and balance sheet positions, particularly accounts receivable).</li>\n<li>Analyze planning results and discuss with department head, finance director, or management, finalizing financial reporting and timely communication of results.</li>\n<li>Coordinate and create reporting for monthly, quarterly, and annual closing on the basis of SAP actual data. Prepare and present results for management and other internal interest groups. Analyze deviations from forecasts and budget.</li>\n<li>Special focus in the context of actual analysis and planning on margin-relevant revenue positions of the bank&#39;s receivables portfolio, credit risk provision, and other planning assumptions.</li>\n<li>Independently prepare closing and planning results for presentations to management, discussing assumptions and results with auditors and regulatory authorities.</li>\n<li>Responsibility in the pricing process within the department, supporting risk management through scenario analysis.</li>\n<li>Create ad-hoc analyses and participate in projects related to these topics, such as IT projects or implementing new planning approaches.</li>\n</ul>\n<p>Qualifications:</p>\n<ul>\n<li>Completed degree in economics or comparable field, and/or comprehensive knowledge of accounting and basic understanding of processes and structures in the banking and financial services sector.</li>\n<li>Long-term experience in the financial sector.</li>\n<li>Strong ability to analyze complex relationships and present findings in a clear and understandable manner.</li>\n<li>Excellent analytical skills, high level of initiative and flexibility, and confident and convincing appearance.</li>\n<li>Very good Excel skills and negotiable German and English language skills in writing and speaking.</li>\n<li>Knowledge of Alteryx, SAP, and Anaplan, or willingness to learn these systems (comprehensive prior knowledge is an advantage).</li>\n<li>IT affinity and willingness to continuously develop used applications (e.g., automation using PowerBI).</li>\n</ul>\n<p>What we offer: An innovative environment in a globally operating company - International cooperation and exciting challenges - Flexible work models &amp; development opportunities - A culture of diversity and equal opportunities</p>\n<p>Ford promotes diversity and equal opportunities for all and opposes any form of discrimination or harassment based on gender, marital status, partnership, parental status, ethnic origin, skin color, nationality, national origin, disability, sexual orientation, religion/worldview, gender reassignment, and age, and people with care responsibilities.</p>","enriched_at":1777033435866}],"category_normalised":[{"category":"finance","count":9},{"category":"engineering","count":3},{"category":"sales","count":1},{"category":"operations","count":1},{"category":"design","count":1}],"velocity":{"weeks":[{"week_start":"2026-04-20","count":13},{"week_start":"2026-04-27","count":1},{"week_start":"2026-05-04","count":1}],"trend":"stable","wow_pct":0},"momentum":{"recent_14d":15,"prior_14d":0,"growth_pct":0,"classification":"stable"},"salary_vs_industry":{"company_median":null,"industry_median":null,"percentile":null,"sample_size":0,"by_region":[],"transparency_pct":0,"industry_transparency_pct":0,"transparency_warning":true},"market_share":{"company_jobs":15,"industry_total":15,"share_pct":100,"rank":1,"peer_count":1},"ai_exposure":{"occupation_weighted_score":0.226,"skill_weighted_score":0,"top_exposed_titles":[{"title":"Lead Software Engineer","count":2,"score":0.288}],"top_exposed_skills":[]},"peer_set":[],"skills_lq":[],"geographic_shift":{"current":[{"region":"Unknown","count":11,"share_pct":73.3},{"region":"EU","count":2,"share_pct":13.3},{"region":"India","count":1,"share_pct":6.7},{"region":"United Kingdom","count":1,"share_pct":6.7}],"emerging":[{"region":"Unknown","recent_30d":11,"prior_30d":0,"growth_pct":100}],"shrinking":[]},"seniority_anomalies":{"exec_recent_30d":2,"exec_prior_90d_avg":0,"exec_growth_pct":100,"notable_exec_hires":[{"title":"Director Sales Operations","location":"Dearborn","posted_at":"2026-05-05"},{"title":"Director of Engineering, Core Banking Engineering & Operations","location":"Chennai","posted_at":"2026-04-24"}]},"posting_dynamics":{"median_days_open":5,"industry_median_days_open":null,"long_open_count":0,"closure_rate_pct":29}}}}